The provision of the following information is a requirement of the Financial Institutions Act. Your licensed agent is assisting you in obtaining a Benefits Plan. These plans are underwritten by various Insurance Companies. Your licensed agent has a brokerage or single case agreement under the terms of which, the agent is able to market the products and services of a number of Companies. The agent will receive a commission as a result of the transaction paid by these companies. The Financial Institutions Act prohibits tied selling. Your Agent may use any information received from you to make you aware of other financial products and services that may be of interest.